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Chase Subcontractor Insurance Certificates Before They Lapse On-Site

A sub working with lapsed insurance makes their claim your claim. Track every sub's certificate expiry and chase renewals before they set foot on site uncovered.

difficulty Beginnersetup 25 minresult No sub works a day uncovered — certificates renew on time or the sub gets flagged before mobilizing.
  1. 1

    Register Every Sub

    Log each sub's GL and workers' comp expiry dates.

  2. 2

    Scan Weekly

    Add a Schedule Trigger finding certificates expiring within 30 days.

  3. 3

    Chase the Renewal

    Add a Gmail node requesting the updated certificate directly.

  4. 4

    Flag Before Mobilization

    Alert the PM if a sub scheduled on-site has lapsed coverage.

  5. 5

    Activate and Test

    Activate the workflow with a test expiry. Confirm the chase and site flag work.

Frequently asked questions

What's the real risk?

An uninsured sub's injury lands on your policy and premiums — this is among the cheapest risk controls in construction.

Additional insured status?

Track that your entity is named additional insured too — a cert without it is half protection.

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