Finance & Ops · n8n

Get an Instant Heads-Up for Any Large Transaction on Your Accounts

Big charges deserve instant awareness — fraud, double-charges or just a family member's shopping spree. Get a text the moment any transaction exceeds your threshold.

difficulty Intermediatesetup 30 minresult Every large transaction pings your phone in real time, catching fraud and surprises immediately.
  1. 1

    Connect the Account

    Set up Plaid with read-only access to your account's transaction feed.

  2. 2

    Receive Transactions

    Add a Webhook node receiving new transaction events.

  3. 3

    Filter Large Ones

    Add an IF node continuing when the amount exceeds your threshold.

  4. 4

    Text the Alert

    Add a Twilio node with the merchant, amount and time.

  5. 5

    Activate and Test

    Activate the workflow and make a test purchase above the threshold. Confirm the text arrives.

Frequently asked questions

Is connecting my bank safe?

Use read-only aggregator access — the workflow can see transactions but never move money.

Can I watch specific merchants?

Add rules for specific merchants or categories, like any gambling or crypto transaction.

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