Finance & Ops · n8n

Monitor Daily MCA Remittances and Catch Slowdowns Early

Merchant cash advances repay from daily card sales, and a slowdown signals trouble before a formal default. Monitor each merchant's daily remittance against expectation and flag drops.

difficulty Intermediatesetup 30 minresult Remittance slowdowns surface within days, enabling early intervention before an advance goes bad.
  1. 1

    Track Daily Remittance

    Add a Webhook node logging each merchant's daily payment.

  2. 2

    Compare to Expectation

    Add a Code node measuring actual against the expected daily draw.

  3. 3

    Flag the Slowdown

    Add an IF node catching merchants whose remittance drops materially.

  4. 4

    Route for Contact

    Alert the portfolio team to check in on flagged merchants.

  5. 5

    Activate and Test

    Activate the workflow with a slowing test merchant. Confirm the flag fires.

Frequently asked questions

Why watch daily?

MCA trouble shows in the daily card-sales trend long before a formal default — daily monitoring is the edge.

Legitimate seasonality?

Compare against the merchant's own history so a slow season isn't mistaken for distress.

About this recipe. Recipes on FlowRecipesHub are written for business owners, not developers, and are tested before publishing — how recipes get made. Some ingredient links are affiliate links that cost you nothing — full disclosure.